When it comes to your finances, if you spend most of your time thinking about your debt, how to pay it off, constantly worried about your bills, then the answer to that question is Yes.
Worry leads to stress and as we all know, most of us don't handle our stress well. We try to pacify our stress with overeating, alcohol consumption, shopping, binge watching, porn, and even fighting. And guess what all of these have in common? They are all expenses and lost opportunities that lead to more debt, with separation or divorce being a costly one.
"Where focus goes, energy flows." ~ Tony Robbins
You might be thinking, "Then how do I get myself out of debt?". The answer is to shift your focus. Focusing on debt is focusing on lack. It keeps you in a scarcity mindset, waiting for the other shoe to drop. Instead commit to a simple plan of paying off your debt one by one. I like starting with the Snowball plan which focuses on paying off your smallest debt first and the minimum on your other debts. Once that plan is established it's time to focus on increase.
Spend your time thinking about how to increase your income. Maybe it's asking for a raise, getting a second job, starting a side hustle or business, using your creativity and even a hobby to bring in additional income. Do you want to know my secret? I apply for a new job. I've given myself the best raises upwards of $20K by applying for a job. It works so well because I have nothing to lose since I'm already employed so I'm bold enough to ask for whatever I want. If I get a great offer, I then can decide to either quit my current position or use the offer to get the raise I deserve. Sometimes I've left and other times I've stayed but I always made sure I came out the winner. And that is what you need to focus on: WINNING!
When you shift your mind on winning and INCREASE, soon things we start to line up and even opportunities will come your way. Not worrying will release your mind and energy to focus on bringing money to you. So don't worry yourself into debt anymore. Believe, think, and will yourself into increase, prosperity and growth.
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